Our Team
We have a team of highly skilled professionals who provide
you with care in choosing the right mortgage options
Our primary focus is you, your needs, whether you are a first
time home buyer?
...Or a client who needs a more planning
product for tax purposes.
Come by and see one of
our mortgage Professionals Today
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Learn more about each Team Member by putting the mouse over on their picture |
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| Tammy Austin |
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| tammy@mortgagecanada.com |
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Whether you are buying your first home, purchasing an investment property, refinancing for personal or investment purposes or simply renewing your mortgage, you should talk to a mortgage broker. We are here to help you access the best rates that a lender has to offer.
As a Mortgage Broker, I work with various lenders and just like every person is unique, so is their financial situation. I am here to help you find the best fit for your current and future financial needs. I work for you and only you.
I have been lucky enough to grow up in Victoria, where we have a unique lifestyle and our real estate market mirrors that. Investing in our market is a very smart choice and I am here to help you achieve your goals.
Let me show you how a Mortgage Broker can work for you.
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| Sherri Brown |
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| info@lawlessbrown.com |
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| Sherri is a Victoria native, mother of 4, who lives in Saanich with her husband. She joined the Mortgage Depot team in September of 2006 after gaining 7 years experience in the investment industry with 2 major firms. Sherri is an enthusiastic, highly motivated and personable individual, who believes in superior customer service. She makes those words reality by taking the time to determine her customers' long term objectives and then tailoring the mortgage to help achieve the desired goals. Best rates are a given but she is also looking to ensure the mortgage provides adequate flexibility and features to help eliminate debt quickly. Sherri is based out of the Victoria office, however, is able to meet with her clients in the Sidney office by appointment. |
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| Brenda Joynson |
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| brenda@mortgagecanada.com |
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| Brenda Joynson is a 25 year veteran of the Mortgage Depot who believes, along with her colleagues, in the importance of doing what's best for the client. She enjoys working with people, and cheerfully gives her clients her full attention to ensure they receive the mortgage and services tailored to their unique needs. Brenda is sincere, hard working, and knowledgeable. These qualities show in the way she enthusiastically shares her expertise, the time she dedicates to her clients, and in her commitment to continued education. As a member of the MBABC & CAAMP, with an MBI designation, Brenda meets the high standards of the industry, and is bound by a strict code of ethics. |
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| Krista Lawless |
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| info@lawlessbrown.com |
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| With over 15 years in Mortgaging, Krista knows that client service and satisfaction are the first priority. She understands that each customer is unique and requires a mortgage solution that takes into consideration both the client's immediate needs and their long-term goals. This means arranging a mortgage that will not only have the lowest rate possible, but will also provide the flexibility and features needed for rapid balance reduction. Her calm, positive approach and attention to detail, fit perfectly with the Mortgage Depot team who have been finding the right mortgage solutions since 1989. |
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| Carol Malloch |
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| carol@mortgagecanada.com |
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Hi, my name is Carol Malloch.
I was raised in Metchosin and come from a family rich in history. Hans Helgesen, my great grandfather was one of the first to settle in Metchosin.
I attended Metchosin School, graduated from Dunsmuir Secondary, and shortly after, married and raised 4 children in Metchosin. Life was busy with kids in hockey and baseball. I was a volunteer at Triangle Little League for many years and did my share of keeping time in the cold Sooke arena!
After working with my Mom for 10 years in the family business at Hatley Park Florist, I joined the Mortgage Depot Team in 2001. I have been a licensed broker here for six years, working hand in hand with one of our busiest brokers.
Getting the best rate for my clients is only part of what I do. Together we?ll explore all the options and find the one that is best for you - every time.
I look forward to hearing from you!
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| Arlene Modderman |
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| arlene@mortgagecanada.com |
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| Arlene joined Mortgage Depot in 1998, after serving 12 years as a Realtor in the Greater Victoria area. She has experienced all sides of the transaction herself - first as a homebuyer, then as a Realtor, and finally as a mortgage consultant. Finding you the best mortgage opportunity and leaving as much money as possible in your pocket, rather than with the lenders, is a big part of her job! Even a small improvement in interest rate can mean the difference of thousands of dollars! Arlene works in the Victoria area and on Salt Spring Island, where she has arranged financing for clients living in the U. S. and even as far away as Singapore! She is dependable, friendly and helpful. Your interest is in her hands! |
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| Josefin Mutter |
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| josefin@josefinformortgages.com |
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| "I became a Mortgage Broker in 2002 after a awesome experience as a first-time mortgage broker client. After that initial experience I became a raving fan of the industry and the client benefits. 'Why doesn't everyone use a mortgage broker?' I thought. 'Your services are free, you work on my behalf, and you get me better rates.' It was a career epiphany. Years later, when I transitioned out of retail management, becoming a Mortgage Broker was a perfect fit. I look forward to working with you and serving as your advocate on one of your most important household financial decisions. |
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| Angela Ray |
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| ang@mortgagecanada.com |
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| A lifetime BC resident, Angela grew up in the lower mainland, raised both of her children in Victoria and currently splits her time between South Pender Island and Ucluelet. With over 20 years of legal experience, specializing in all things real estate, along with her passion for helping others, becoming a mortgage broker was a logical fit and a labour of love! In all of her past roles, Angela has been client-facing and with good reason; not only is she friendly and personable but she genuinely cares about people, their lives, their plans and their goals. As a mortgage broker, Angela is based in Victoria but is mobile to service the needs of her clients throughout Vancouver Island and the Southern Gulf Islands, taking care to ensure that the mortgage product provides adequate flexibility and features specific to her clients. Angela’s ongoing professional training and development ensures the high standards of the industry and the strict code of ethics. She looks forward to assisting you in meeting and exceeding your goal. |
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| Chris Simpson |
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| mortgages@chriscanhelp.ca |
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| I have enjoyed a successful career working in the finance industry for over 20 years with no plans of stopping anytime soon. I have held many roles during this time but it was during the fall of 2004 that I first began my adventure into the world of lending, and I haven't looked back since. Through the years I have had the pleasure of working in various positions but my sole focus has always been residential mortgage lending. When I first began I would sit across the desk working directly with my clients, helping them achieve their lending goals while ensuring they never forgot the bigger picture, their financial wellbeing. I then spent a number of years working solely with Mortgage Brokers throughout BC in more of a back office role. While I enjoyed that work, after some time I realized that I wanted to go back to the beginning and work face to face with clients like I did when I first started. Let me help you buy that first home or maybe renovate your current house turning it into the dream home you always wanted! |
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| Natasha Smith |
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| natasha4mortgages@gmail.com |
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A Vancouver Island native, Dr. Natasha Smith(Kipot) a mother of two boys has
grown up in Sidney and been a part of the local community at all levels. After
attending Western State Chiropractic College in Portland Oregon, she returned
home and practiced for over 20+ years. Leading a very active lifestyle, her
extensive background includes competing in triathlons, marathons, bodybuilding
championships and swimming.
Raised in a family of developers, contractors, landlords and trades she was
immersed in real estate throughout her life making the transition to Mortgage
Broker a natural career choice.
Please feel free to ask as many questions as many times as you need in order to
get the answers your looking for!
**ATTITUDE, STRENGTH, FLEXIBILTY, STABILITY**
Warmest,
Natasha Smith |
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| Iain Wallace |
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| iain@mortgagecanada.com |
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As a relative newcomer to the Mortgage Depot team, Iain brings many years of management experience in client facing roles within the Hospitality industry.
Iain has a clear aim, which is to provide clients with the best possible independent professional mortgage advice.
Whether you are taking a mortgage for your first home, remortgaging or re-financing, the priority remains the same - developing an ongoing mortgage strategy centered around your own particular needs.
Iain offers clear advice, both as an individual with the practical experience of shopping for a family home plus valuable experience as a commercial and residential property owner and investor.
Ongoing professional training and development ensures that Iain meets the high standards of the industry, and is bound by a strict code of ethics. |
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| Colleen Williams |
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| colleen@mortgagecanada.com |
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Colleen has been in the mortgage industry for 20+ years as both a lender and a Manager with her most recent experience as the Manager of the Mortgage and Investment Group for a local Credit Union. Her diverse background has allowed her to gather extensive experience and valuable industry knowledge.
Colleen is dedicated to building long term relationships with her clients by providing exceptional service, insightful advice and offering long term solutions for all her clients mortgage needs.
Colleen will work with you throughout the process, to ensure your needs are being met. She has a large network of lenders available so you are guaranteed the most suitable product at the best rate!
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