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102A-3550 Saanich Road
Victoria, BC
V8X 1X2
Tel:
250-475-1166
(24 hrs)
Toll-free:
1-888-622-7999
Fax:
250-475-1164
or e-mail us at: info@mortgagedepot.ca
Contact
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We believe we are unique in offering a mortgage
shopping service where we guarantee that we will never charge a fee to the
customer. At the same time, our reputation for finding the best mortgage
rates and terms is unchallenged. Using
sophisticated computer technology, our professionals address issues
including:
- The types of mortgages available and how much you
can afford.
- Comparing
different lenders, including banks, trust and insurance
companies.
- Saving for a
downpayment and first-time buyer programs.
- Potential savings
achieved by obtaining a pre-approved mortgage.
- Weekly, bi-weekly,
double-up and anniversary payment advantages.
- An expert analysis
of your existing mortgage.
While Mortgage Depot operates primarily on Vancouver Island, we
are also regularly engaged in providing mortgages for military personnel
as they are transferred to Canadian destinations from coast to coast. We
have extensive experience in arranging mortgages for U.S. residents and in
the past year have arranged mortgages for people as far away as South
Africa, Indonesia and Australia.
For a purchase or preapproval, for a refinance or
an interest-savings transfer, for up to 120 day rate guarantee, call us
today to discuss your circumstances or fill out our on-line
application.
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Deborah
La Freniere
With 5 years experience as a licensed realtor and 3 years as
a mortgage specialist with Royal Bank, Deborah knows what it takes
to get the job done well and get it done on time. She has your best interests at heart and will
always negotiate the best rate
available.
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John
Zieman
John is one of the original partners in Mortgage Depot. He
has been involved in the mortgage business for more than 25 years,
including senior management positions with banks operating
throughout Canada. He has established a large clientele in Victoria
and throughout B. C., providing assistance to realtors, financial
planners and individuals with their borrowing requirements. His
experience proves invaluable when providing clients with advice and
information to ensure to best possible mortgage terms and
rates.
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Jodie
Kristian
Jodie has been involved in processing mortgages since 1994,
working initially in the fast paced conveyancing offices of a number
of law firms. Since joining Mortgage Depot in 1998, she has applied
her boundless energy and enthusiasm as a buyers advocate in
obtaining the best rates and terms from the banks. She draws much of
her clientele from realtors in the Victoria and surrounding
area.
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Arlene
Modderman
Arlene joined
Mortgage Depot in 1998, after serving 12 years as a Realtor in the
Greater Victoria area. She has experienced all sides of the
transaction herself - first as a homebuyer, then as a Realtor, and
finally as a mortgage consultant. Leaving as much money as possible
in your pocket, rather than with the lenders, is a big part of her
job! Even a small improvement in interest rate can mean the
difference of thousands of dollars! Arlene works in the Victoria
area and on Salt Spring Island, where she has arranged financing for
clients living in the U. S. and even as far away as Singapore! She
is dependable, friendly and helpful. Your interest is in her hands!
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Tom
Shore
Tom
started in the lending area of finance in 1973 and joined Mortgage
Depot shortly after they began operations in 1990. Due to his
background he specialized in mortgages for military members. From
this base he has expanded and assisted people from all walks of life
with their mortgage needs. The many referrals Tom receives from his
clients, are a testimony to the high level of service and client
satisfaction he commits to and delivers.
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Josefin
Mutter
Josefin
joined Mortgage Depot in 2002.
She has managed businesses in the Victoria market since 1985, most
recently in the home improvement sector. Josefin is a home owning
enthusiast and appreciates the importance of low interest rates She
was a fan of Mortgage Depot's service and customer first policy before she
decided to work with them and now you, her valued clients. Her
business background with a eye for detail will ensure that you receive
the best rates possible to make your home owning dreams come true,
faster and more affordably.
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Leila
Cassels
Leila has over 20 years experience with major chartered banks, specializing in loans and
mortgages. Her added experience as an independent broker allows Leila to offer you the
best service that the banks cannot match. Her experience in the banking system allows
her the knowledge and resource to find you the best rate and terms. You can be assured
Leila will work hard to save you money.
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Claire
Ducharme
Exceeding your highest expectations is Claire's commitment to
her clients. She will take the time to know you, and capture a
complete understanding of your mortgage needs.
As a prior Mortgage Depot customer, and a 2002 addition to this
hard-working team, Claire knows from her own experiences and
extensive background in the leasing and finance industries,
that clients are people first.
Claire wants each customer to benefit from her 4 Service
Priority Standards: the right program with the right rates
from the right source at the right time.
And like our No Fees Ever policy, Claire's out-performing pace
and passion in her role as your mortgage consultant is no-cost
as well.
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Rob
Delaney
Rob has recently joined Mortgage Depot after 14 years as a successful Realtor at Vancouver Islands largest independent firm, and a total of over 30 years in customer service related industries. Full of energy and enthusiasm, good humour, and a solid work ethic , his past experience in providing expertise in home purchases and sales, and attention to detail have gained Rob a solid reputation amongst his peers. Working with Realtors and lenders on a regular basis, Rob is keen to share how he can help YOU obtain the best independent advice, rates, and terms available. Whether purchasing, refinancing or considering what your best options may be, Rob invites your inquiries.
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Sylvia
Sigurdson
With several years experience as a licenced realtor, Sylvia's focus
continues to be on assisting her clients with strategies for paying
off their mortgages more quickly, often resulting in savings of
thousands of dollars. Sylvia believes that being a top broker means
putting her clients' interests above all else. The measure of that
success is her consistent referral and repeat business from her
clients. That level of trust and confidence with her clients is the
ultimate testimony to her achievement.
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Elizabeth
Prins
As a mortgage professional working on your behalf,
I am committed to locating the best rate and
ensuring you have the appropriate type of
mortgage for your specific requirements. Your
mortgage decision is about more than rate and
payment - it is about the right financial decisions
for you and your family's future. The mortgage
industry has become a competitive, complex world.
You have many options: 25 or 40 year amortizations,
variable or fixed rates, 100% financing and so on.
Choosing the appropriate mortgage can be a
confusing process. My specialty is to decipher
these terms and make the borrowing process
uncomplicated. I want you to be so pleased with
the entire transaction that you return to me for
all of your future mortgage needs and refer your
family and friends as well. After all, your
success is my success.
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Sherri
Brown
Sherri is a Victoria native who lives in Saanich with her husband and 3 sons.
She joined the Mortgage Depot team in September of 2006 after gaining 7 years
experience in the investment industry with 2 major firms.
Sherri is an enthusiastic, highly motivated and personable individual,
who believes in superior customer service. She makes those words reality
by taking the time to determine her customers' long term objectives and
then tailoring the mortgage to help achieve the desired goals. Best rates
are a given but she is also looking to ensure the mortgage provides adequate
flexibility and features to help eliminate debt quickly.
Sherri is based out of the Sidney office, however, is mobile and able to meet
with her clients in the Victoria office or any other convenient location.
One of the elite few hired by Mortgage Depot, she was drawn by the high
ethical standards built up over 17 years of continuous service in the Greater
Victoria area and is looking to continue this tradition with her own clients.
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Krista
Lawless
With nine years experience in a specialty practice, Krista knows
that client service and satisfaction are the first priority.
She understands that each customer is unique and requires a
mortgage solution that takes into consideration both the
client's immediate needs and their long-term goals. This
means arranging a mortgage that will not only have the
lowest rate possible, but will also provide the flexibility
and features needed for rapid balance reduction. Her calm,
positive approach and attention to detail, fit perfectly with
the Mortgage Depot team who have been finding the right
mortgage solutions for the past 17 years.
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